Mortgage Loan Officer Assistant / processor
Martinsville, VA Martinsville, VA Full-time Full-time Estimated:
$33.
2K - $42K a year Estimated:
$33.
2K - $42K a year 1 day ago 1 day ago 1 day ago To provide sales and services support to the Mortgage Loan Officers.
Provide support to the lenders, enabling them to focus on business relationship development and credit underwriting.
Major Duties and Responsibilities Answer phones call when the Mortgage Loan Officers are not available and answering some general questions for members regarding Mortgage 1st, 2nd and Heloc products.
Review and determine if any initial required application documents are missing and if so reaching out the Mortgage Loan Officer and member to obtain within 24 hours of the fully signed application.
(Job-aide will be developed) and then forward the file to the processor.
Review, calculate, and analyze Paystubs, W2's, 1040's, bank statements, pulling bank statements for the member for all ValleyStar Accounts, verifying the W2's match the employers listed on the application if not update application.
Verify that all documents in the file are fully executed by all parties.
Forward file to internal processor.
Secondary loans - complete the above and forward to the secondary vendor for processing, underwriting and closing.
Be the primary point of contact to between VSCU member and Secondary Processing Underwriting and closing teams.
Represent the credit union with a high level of integrity and professionalism.
Provide limited sales and service support to Mortgage Loan Officers.
Work with Mortgage Loan officer to maintain loan tracking system.
Adhere to the credit unions policies.
Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the office of Foreign Assets Control.
Complies with the federal Fair Lending laws, including but not limited to, the Equal Credit Opportunity Act (Regulation B), Home Mortgage Disclosure Act (Regulations C), and Fair Housing Act.
Complies with all other applicable State and Federal laws, rules and regulations, policies and procedures related to the position, department and the credit union industry.
Exhibit a professional, business-like appearance and demeanor.
Knowledge and Skills Experience Knowledge of how to review and understand credit reports and bank statements is required.
This role requires understanding of lending regulations, sales and service experience and ability to do detailed administrative work.
To be successful, this person must be a strong communicator and skilled at multi-tasking.
Two years of prior mortgage experience is desired.
Education/ Certifications / Licenses Post high school education such as specialized course of study at a business or trade school is preferred.
Other Skills This position requires the ability to read and comprehend simple instructions, short correspondence and memos.
The ability to write simple correspondence is required.
This position requires the ability to effectively present information in one-on-one and small group situations to members, potential members and other employees of the organization.
The ability to compute rate, ratio and percentage is also required.
Basic skills in Windows-based software programs including Word and Excel are required.
ADA Requirements Physical Requirements The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the position as required by applicable law.
While performing the duties of this job, the employee is regularly required to use hands to finger, handle or feel, among other things, objects, tools, PC keyboard or controls; reach with hands and arms; and talk or hear.
The employee frequently is required to stand, walk and sit.
The employee is occasionally required to stoop, kneel, and or crouch.
The employee will need to lift box es of receipt paper and other supplies that may weigh in excess of 25 pounds.
Specific vision abilities required by this job include close vision, color vision, peripheral vision, depth perception and the ability to adjust focus.
Working Conditions Work is performed largely in a pleasant office environment with minimal chance for personal injury and moderate noise level.
There may be occasions when the work environment is stressful.
Work hours will normally be from Monday through Friday and may change depending upon our needs.
Mental and/or Emotional Requirements The mental characteristics necessary to competently perform this job include, but are not limited to, the need to use instructing and negotiating abilities, and imagination; to frequently use basic and complex numeric calculations, memory, and reading and writing ability; to continuously be alert, precise, resourceful, use problem solving; concentration, creativity and good judgment for any specific duration.
ADA Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.
At Will The above statement reflects the general details considered necessary to describe the principal function of the job identified and shall not be construed as a detailed description of all the work requirements that may be inherent in this job.
Nothing in this document restricts management's right to assign duties and responsibilities to this job at any time.
This document should not in any way be considered an employment contract, or take away from, alter or modify your At will employment status.
EEO ValleyStar Credit Union is an Equal Opportunity Employer and does not discriminate against employees or applicants based on race, color, religion, sex/gender, national origin, disability, age, or any other category protected by law.
.
Estimated Salary: $20 to $28 per hour based on qualifications.
$33.
2K - $42K a year Estimated:
$33.
2K - $42K a year 1 day ago 1 day ago 1 day ago To provide sales and services support to the Mortgage Loan Officers.
Provide support to the lenders, enabling them to focus on business relationship development and credit underwriting.
Major Duties and Responsibilities Answer phones call when the Mortgage Loan Officers are not available and answering some general questions for members regarding Mortgage 1st, 2nd and Heloc products.
Review and determine if any initial required application documents are missing and if so reaching out the Mortgage Loan Officer and member to obtain within 24 hours of the fully signed application.
(Job-aide will be developed) and then forward the file to the processor.
Review, calculate, and analyze Paystubs, W2's, 1040's, bank statements, pulling bank statements for the member for all ValleyStar Accounts, verifying the W2's match the employers listed on the application if not update application.
Verify that all documents in the file are fully executed by all parties.
Forward file to internal processor.
Secondary loans - complete the above and forward to the secondary vendor for processing, underwriting and closing.
Be the primary point of contact to between VSCU member and Secondary Processing Underwriting and closing teams.
Represent the credit union with a high level of integrity and professionalism.
Provide limited sales and service support to Mortgage Loan Officers.
Work with Mortgage Loan officer to maintain loan tracking system.
Adhere to the credit unions policies.
Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the office of Foreign Assets Control.
Complies with the federal Fair Lending laws, including but not limited to, the Equal Credit Opportunity Act (Regulation B), Home Mortgage Disclosure Act (Regulations C), and Fair Housing Act.
Complies with all other applicable State and Federal laws, rules and regulations, policies and procedures related to the position, department and the credit union industry.
Exhibit a professional, business-like appearance and demeanor.
Knowledge and Skills Experience Knowledge of how to review and understand credit reports and bank statements is required.
This role requires understanding of lending regulations, sales and service experience and ability to do detailed administrative work.
To be successful, this person must be a strong communicator and skilled at multi-tasking.
Two years of prior mortgage experience is desired.
Education/ Certifications / Licenses Post high school education such as specialized course of study at a business or trade school is preferred.
Other Skills This position requires the ability to read and comprehend simple instructions, short correspondence and memos.
The ability to write simple correspondence is required.
This position requires the ability to effectively present information in one-on-one and small group situations to members, potential members and other employees of the organization.
The ability to compute rate, ratio and percentage is also required.
Basic skills in Windows-based software programs including Word and Excel are required.
ADA Requirements Physical Requirements The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the position as required by applicable law.
While performing the duties of this job, the employee is regularly required to use hands to finger, handle or feel, among other things, objects, tools, PC keyboard or controls; reach with hands and arms; and talk or hear.
The employee frequently is required to stand, walk and sit.
The employee is occasionally required to stoop, kneel, and or crouch.
The employee will need to lift box es of receipt paper and other supplies that may weigh in excess of 25 pounds.
Specific vision abilities required by this job include close vision, color vision, peripheral vision, depth perception and the ability to adjust focus.
Working Conditions Work is performed largely in a pleasant office environment with minimal chance for personal injury and moderate noise level.
There may be occasions when the work environment is stressful.
Work hours will normally be from Monday through Friday and may change depending upon our needs.
Mental and/or Emotional Requirements The mental characteristics necessary to competently perform this job include, but are not limited to, the need to use instructing and negotiating abilities, and imagination; to frequently use basic and complex numeric calculations, memory, and reading and writing ability; to continuously be alert, precise, resourceful, use problem solving; concentration, creativity and good judgment for any specific duration.
ADA Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.
At Will The above statement reflects the general details considered necessary to describe the principal function of the job identified and shall not be construed as a detailed description of all the work requirements that may be inherent in this job.
Nothing in this document restricts management's right to assign duties and responsibilities to this job at any time.
This document should not in any way be considered an employment contract, or take away from, alter or modify your At will employment status.
EEO ValleyStar Credit Union is an Equal Opportunity Employer and does not discriminate against employees or applicants based on race, color, religion, sex/gender, national origin, disability, age, or any other category protected by law.
.
Estimated Salary: $20 to $28 per hour based on qualifications.
|
|
 | |
